My Learning Source Arkansas › Homeschooling in Arkansas › Arkansas Education Freedom Accounts (EFA) — A Guide for Homeschool Families

Arkansas Education Freedom Accounts (EFA) — A Guide for Homeschool Families

Arkansas Education Freedom Accounts (EFA) fund approved educational expenses — including homeschool curriculum, tutoring and educational therapies. The program is run by the Arkansas Department of Education's Office of School Choice and Parent Empowerment, and families use their funds through ClassWallet.

Run byArkansas Department of Education — Office of School Choice and Parent Empowerment
Spending platformClassWallet
Amount (2026–27)$7,208 per student (
,802 a quarter), after transaction fees
Succeed Scholarship students (2026–27)$8,011 (,002.75 a quarter), after transaction fees
2026–27 applicationsMarch 9 – June 1, 2026, through FACTS; later applications only as funding allows
Every yearFamilies apply or renew for each participating student

How EFA works for homeschool families

For 2026–27 the Arkansas Department of Education set funding at $7,208 per student, or $8,011 for Succeed Scholarship students. These are net amounts after transaction fees, paid in quarterly disbursements.

Funds are held in ClassWallet. From there families can pay a linked private school or microschool, pay a vendor, or request reimbursement for an eligible purchase by uploading proof of purchase (the purchase date, vendor name and an itemized description with prices). The department says reimbursements typically arrive within 14 business days, and can take longer at the start of a quarter.

What the money can pay for

The department lists these eligible expenses for 2026–27:

Before you buy

For providers and vendors: getting approved

The department recognizes three kinds of provider. Full-time student-facing providers (microschools, learning pods, online schools) and part-time student-facing providers (tutors, therapists, transportation) apply through the department's service-provider application and must meet its requirements — including background checks, and for tutors and full-time programs, proof of teaching credentials or subject expertise. Therapists need an active state license.

Non-student-facing vendors, such as uniform or school supply sellers, do not need to apply as service providers.

Listing on My Learning Source is separate from EFA approval — families find you here either way.

Homeschooling in Arkansas: the basics

Sports, activities and public school classes

Interscholastic activities: Arkansas law gives homeschooled students a way into public school interscholastic activities. These are athletics, fine arts programs and special-interest clubs that run under Arkansas Activities Association (AAA) rules (Ark. Code § 6-15-509; 6 CAR § 33-102, § 33-108). Check the interscholastic box on your notice of intent. At your resident school, tell the principal in writing before the signup, tryout or participation deadline set for enrolled students. Show that your child scored at least the 30th percentile on the Stanford Achievement Test, Tenth Edition, or another nationally recognized norm-referenced test in the past 12 months, or met a score on a test the State Board of Education approves. Your child must be enrolled in at least one class period or zero-hour activity within the first 11 days of the fall or spring semester. Your child must also meet the same tryout, conduct, practice, drug-testing, physical exam, permission slip and fee rules as enrolled students. Your child gets an equal chance to try out but is not promised a spot. The school can require your child to be at school only when other participants must be there, and it provides transportation to activities the way it does for other students.

Waiting periods and other districts: a homeschooled student can't play a varsity sport in the resident district if they withdrew from a varsity sport there in the previous 365 days. They can still join tryouts, practices and classes for the activity (Ark. Code § 6-15-509(h), as amended by Act 475 of 2025). With the superintendent's permission, a homeschooled student can also take part at a public school district other than the resident district. For athletics there, DESE says the student must be approved by June 1 of the school year the student will be in grades 7 to 10. A student who isn't approved by then can be ineligible for varsity athletics at an AAA member school for up to 365 days (Act 475 of 2025). A student who withdrew from a varsity sport at an AAA member school district in the previous 365 days isn't eligible. If your resident school doesn't offer an activity, the law lets your child join it at another district's school if that district's superintendent agrees (Act 630 of 2023). A homeschooled student can't take part in activities at more than one public school at the same time. For eligibility questions in grades 7 to 12, call the AAA at 501-955-2500. For grades K to 6, ask your local district.

Private schools: a private school may let a homeschooled student take part in its interscholastic activities. You notify the school's administrative head in writing before its deadlines and show the same 30th-percentile test score (Ark. Code § 6-15-510(b)). Act 728 of 2025 repealed the rule that the student live within 25 miles of the private school.

Public school classes: every public school district must adopt a policy that lets a homeschooled student who lives in the district enroll in one or more academic courses a semester at a public school (Ark. Code § 6-18-232; 6 CAR § 33-106). The policy may set rules on prerequisites, attendance, testing, coursework, grades and conduct, as long as they match the rules for enrolled students. It may also limit enrollment that would cause the district a financial loss or break a state or federal law or DESE rule. A district can ask DESE for a waiver from this requirement. The district may provide transportation. It must give a final grade and transcript for each course your child completes, and each course has a licensed or approved teacher of record. Your child isn't counted truant for missing a course, but the school can drop your child from it for excessive unexcused absences. The rule doesn't apply to statewide virtual charter schools. Field day, dances, prom and field trips are set by local policy and may be limited to full-time students, so ask your district.

Dual enrollment, college aid and driver's licenses

Concurrent credit: homeschooled high schoolers can take college courses that count for both college and high school credit. A public school district can't charge a homeschooled student for an endorsed concurrent enrollment course unless it also charges its own students (6 CAR § 33-106(e)(3), from Act 429 of 2019). An endorsed course is a college course in math, English, science or social studies that is listed in the Arkansas Course Transfer System (6 CAR § 33-102). The Arkansas Concurrent Challenge Scholarship has been repealed and replaced by the ACCESS to Acceleration (A2A) Scholarship. The Arkansas Division of Higher Education (ADHE) says A2A covers students in public, private and home schools in grades 9 to 12. It pays $65 per concurrent credit hour, for up to 15 hours a semester and no more than

,000 an academic year (as posted by ADHE in November 2026). The college applies for the student. ADHE says homeschool students should contact the early college professional at their local college. To keep A2A, a student must earn at least a 2.50 GPA in concurrent courses. Starting with the high school class of 2028, credit hours paid by A2A are subtracted from the student's Arkansas Academic Challenge Scholarship eligibility.

Academic Challenge Scholarship: graduates of a home school can qualify as traditional students. ADHE's scholarship page lists three ways in: earn a Diploma of Merit; have a high school GPA under 3.00 plus an ACT of 19 or higher, an SAT of 990 or higher, or an Accuplacer average of 246 or higher; or have a GPA of 3.00 or higher plus any ACT, SAT or Accuplacer score on record. The application deadline is July 1 each year, and applicants must file the FAFSA (6 CAR § 391-201). For awards starting in 2025–26, the scholarship pays ,000 in year one, $4,000 in year two, $4,000 in year three and $5,000 in year four at a four-year college, and ,000 then $3,000 at a two-year college. Challenge PLUS adds money based on the FAFSA Student Aid Index, but students with an index of 8,000 or higher get no PLUS funds. Total Academic Challenge funding is capped at ,500 a semester. Awards depend on lottery funds and aren't an entitlement (6 CAR § 391-205). Amounts are as posted by ADHE in November 2026.

Transcripts and proof: the state doesn't issue diplomas or transcripts to homeschooled students, so colleges will look at the records you keep. If you filed your notice of intent, the DESE Home School Office can write an official letter confirming your child's homeschool years and grade levels. Ask each college's admissions office what it wants from homeschool applicants.

Driver's license: homeschooled teens no longer need a notarized copy of the notice of intent to get a permit or license. Act 617 of 2019 rewrote the license application law (Ark. Code § 27-16-701), and DESE says that since 2020 homeschool students don't have to show a notarized current-year notice of intent to take the driver's test. DFA issues a learner's license at ages 14 and 15 and an intermediate license at 16 and 17. Teens 16 and older with six months of driving experience can get an early unrestricted Class D license by showing a high school diploma or GED. DFA's page doesn't say whether a parent-issued homeschool diploma counts, so ask before you go. DESE says to check the DFA Office of Driver Services or the Arkansas State Police for current requirements, or ask your local DFA Revenue Office.

Special education when you homeschool

Finding and evaluating your child: public school districts must identify and evaluate students ages 3 through 21 who may have a disability. That includes children in private schools and children who are homeschooled (6 CAR § 130-301). If you suspect a disability, contact your local school district to start a referral and evaluation.

Services: under DESE's home school rules, homeschooled students with disabilities get the same consideration for special education services that IDEA gives private school students. This doesn't give them or their parents the procedural rights of IDEA Part B (6 CAR § 33-107). DESE says this does not guarantee services to any one student. For privately placed children, the district consults with families, sets aside a share of its federal special education money and makes the final decisions about services. No child has an individual right to the services they would get in public school, and services may differ in amount from what public school students receive (6 CAR § 130-1406, § 130-1407). A child the district chooses to serve gets a services plan, and the district provides transportation to a separate service site if the child needs it (6 CAR § 130-1403, § 130-1408). Ask your district how it treats homeschooled students and what services it offers. You don't need any certification to homeschool a child with special needs.

EFA and IDEA: the LEARNS Act requires DESE to tell parents of students with IDEA disabilities that joining the Education Freedom Account program is a parental placement under federal law. DESE must also explain the rights parentally placed students have (Ark. Code § 6-18-2508). The higher Succeed Scholarship amount for EFA is listed with the EFA facts above. For questions, contact the EFA office at 501-683-1876 or ade.efa@ade.arkansas.gov.

Official sources

My Learning Source is an independent marketplace. We are not affiliated with the Arkansas Department of Education, the Education Freedom Accounts program or ClassWallet, and a listing here does not mean a vendor is an approved EFA provider.

As of September 2026.

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